Straightforward Home Loan

  • 3.59 % Variable Rate
  • 3.62 % Comparison rate *
Apply Online * conditions apply

Low interest and no ongoing fees

Get the features you want, at a rate that will save you thousands over the life of your loan. It's straightforward, like a home loan should be.


  • No monthly fees
  • Free redraw
  • Unlimited extra repayments
  • Fast approval – within 24 hours
  • 3.59 % Variable rate
  • 3.62 % Comparison rate*
Apply Online * conditions apply

Key Features

Product specifications
Maximum Loan to Value Ratio (LVR)
Establishment Fee
Repayment Options
Principal & Interest or Interest Only
Extra Repayments
Split Loan Facility

Take the next stepWhether you're buying your dream home or refinancing your existing property,
the Straightforward Home Loan could help you achieve your goals sooner.

Start Application

Complete your application and get an answer within 24 hours

Apply Online

Calculate Borrowing Power

Use our calculator to estimate how much you can borrow based on your current income and existing financial commitments


*Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other fees and charges apply. Available for new loans over $150,000. Owner occupied only. Maximum LVR is 90%. Lenders Mortgage Insurance applies to loans over 80% of the property value.
Rates quoted are correct as stated and subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.